If you purchase the insurance arranged by us on your behalf for loss or damage to your effects, the insurance conditions set out below will apply. Please note that irrespective of whether you do or do not purchase this insurance, our liability for loss or damage to your effects is limited by our trading conditions, which part forms our contract with you.

Subject to you giving instructions to insure or a fee for insurance being included for the storage of your possessions, we will arrange insurance on your behalf with certain underwriters at Lloyds of London to cover your propety as summarised below. The full policy may be inspected at our office upon request.