UNDER INSURANCE

If you fail to decalre the full market value of your property on the acceptance form, you will only be entitled to recover from insurers the same proportion of loss as teh declared value bears to the actual value of your property in the event of a claim.

PAIRS & SETS CLAUSE

Where any insured item consists of items in a pair or set, this insurance will not pay more than the value of any particular part or parts which may be lost or damaged, without reference to any special value which such part or parts may have as part of a pair or set, nor more than a proportionate part of the insured value of the pair or set.

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